NEW – Take the kids with you safely on two wheels

Whether at the daycare center, the playground or the excursion destination – parents are happy to take young children with them in their trailer, cargo bike or baby bike seat. The safety of the child should always come first. CosmosDirekt, Generali’s direct insurance company in Germany, gives advice on this.

Parents love to use two wheels when traveling with young children. No wonder – it often saves time and at the same time is good for the environment, your fitness but also your wallet. Despite all the advantages, 47.2% of people in Germany consider it dangerous to take children in a trailer, cargo bike or bicycle seat. This was the result of a current Civey survey commissioned by CosmosDirekt.

The Road Traffic Act (StVO) states that only people who are at least 16 years old are allowed to carry children up to the age of seven by bicycle. However, the legislature does not set a minimum age at which a child can be taken on a bicycle.

It is also required to provide special seats for children. There should be no danger of the child getting stuck in the steering wheel with his feet. The following applies in particular to bicycle trailers: If the trailer is equipped to carry children, a maximum of two children up to the age of seven can travel with it. The age limit does not apply when transporting a disabled child.

There is no legal requirement to wear a bicycle helmet in Germany, not even for children. But no matter how the child is transported by bicycle, a helmet is a must – for children and parents.

The bike should be checked regularly for safety on the road: Are the brakes and bell working properly? Are the bike and bike trailer with bike lights and reflectors working? For better signal effect, you can equip bike trailer, cargo bike and the like with a flag or pennant. This way, other road users can see you more quickly, especially in awkward traffic situations.

If children are sitting behind their parents in the child seat or in the bike trailer, a rear-view mirror on the handlebars also helps with child-monitoring. In addition, the child should always be secured with a belt. If there is only one child in the bike trailer, it is best that they sit in the middle or on the side facing away from the road, unless specified otherwise by the manufacturer.

If you are taking children with you in a trailer or cargo bike, you need to make sure that you drive carefully and with foresight. The parking brake must be applied so that the bike trailer or cargo bike does not become independent when entering and exiting.

Care must also be taken on narrow traffic islands: bicycle trailers and cargo bikes should not stand out on the street, as they can be hit by a passing vehicle. So it is best for parents to plan as safe a route in advance as possible. This means that construction sites, blind roads and main roads should be avoided if possible. Side roads or paths with bike lanes are safer. A bike trailer can only tip over under extreme conditions while driving, but you shouldn’t drive too fast and avoid driving over high hurdles on one side, for example.

Despite all caution, an accident can always happen. So Isolde Klein, insurance expert at CosmosDirekt, advises: “Private accident insurance makes sense for anyone who regularly rides a bike, as it applies to all areas of life. Legal accident insurance only helps if accidents happen straight away and back to work, school or the University “.

In addition, according to an insurance expert, private liability insurance is important. Because if a cyclist, for example, accidentally inflicts harm on another person, you can quickly face claims for damages. The appropriate insurance can then protect against the financial consequences.

The article “Take the kids safe with your two-wheeler” was posted on Jul 21, 2022 in the News category by Solveig Grewe with the keywords: Traffic, bike, security, helmet, road safety, insurance, news, chest.

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